PROTECT YOUR HOME: Your Insurance MUST Match Your Property Title

Home protectionLarissa Sweeney
Written By Erin Alexander

In the aftermath of the LA fires, some homeowners have discovered their insurance claims were denied or disputed because their property title was held in a trust, but their insurance policy was under their individual name.  

I want to highlight this important reminder: Make sure your insurance policy aligns with the ownership structure on your property title. If your home is titled in a trust or LLC, it’s essential to add the trust or LLC as an additional insured on your policy to avoid potential issues during a claim.  

An insurance carrier clarified the following:  
“A carrier can potentially deny a claim if the home is titled in a trust or LLC but the insurance policy is under the individual homeowner's name. The ownership structure as indicated on the title must match the named insured on the policy to ensure proper coverage. To avoid a dispute, it’s crucial to add the trust or LLC as an additional insured on the policy.”  

This simple step can help protect your home when you need it most. Take a moment to review your policy and make any necessary updates!

Information and image provided by Gail Bean

Sales Manager, Mortgage Loan Originator, CMG Home Loans, NMLS#583000

Erin Alexander

At Finally Social we are a marketing one stop shop for Real Estate agents, Mortgage Brokers and Coaches. We create/audit Social Media Platforms, SM Posting, design & maintain websites, email marketing, branding, & logos. Also marketing collateral: custom images, publications, brochures, flyers, postcards, & magazines.

Erin Alexander is the CEO and founder of FinallySocial.com, a social media and online marketing agency that helps business owners to grow their brand, generate quality leads and convert those leads into profits from social media marketing.

With experience in digital advertising experience, Erin's proven strategies, have helped business owners to effectively get in front of the right customers and clients to significantly grow their bottom line.

Finally Social offers website designs to small business owners as well as create or define their social media platform. We also offer individual services: Newsletters, Web Sites, Visual Tours, Postlets, Listing Flyers, YouTube, Follow Up Process, Update sales on Zillow and Trulia, and Referrals.

Being an active member in her community, Erin loves connecting other business owners, referral partners and non-profits in her local community.

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